A loan of $1,025 helped to buy fumigation supplies and compost for his coffee seedbed.


Rafael Hermes's story

Rafael Hermes is 50 years old and married. He lives with his wife and three children who are either studying or helping with the work in the fields. Rafael intends to use this loan to buy supplies for fumigation and compost so that he can maintain his coffee seedbed. The loan will also help with the eventual replanting and the cost of labor. He plans to replant his entire seedbed so that he can produce slightly more and generate better earnings. This will help him obtain a better quality of life and financial stability so that he can pay for his children’s education.


This is the first loan he has received from FUDECOSUR. Rafael has not received any other prior loans from the state banks. FUDECOSUR is providing this loan with better terms and a lower interest rate.

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Translated from Spanish by Kiva volunteer Ronan Reodica



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