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Lumturi is forrty-two years old and married. She has five children ranging from twenty to twelve years old with all of them attending school. They live in a rocky village in the central eastern part of Albania. The business that Lumturi has been involved in for the past ten years and more has been agriculture and livestock. She owns goats and makes delicious cheese and cottage cheese. The business and clientele have been showing some stability so far. However, being the only one to support her family financially makes it difficult for her to put some money aside.
Now she wants to expand her business by adding twenty more goats to her herd. For help with this, she seeks Kiva lenders’ understanding. Lumturi is planning to use the profit from her business not only to educate her children, but to improve their living conditions as well.
Lumturi is thanking every potential lender in advance.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 7
    View loans »
    Albania Loans Fundraising
  • $3,224,450
    Funds lent in using Kiva
  • 110.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Lumturi to add twenty goats to her herd.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 6, 2012
Jul 10, 2012
Currency Exchange Loss:
Jan 18, 2014