A loan of $1,100 helped to buy more seeds and support labor costs.


Agnes's story

Agnes is married and has four children. Her husband works as a maize farmer as well. She has been a maize farmer for 10 years. She wants a loan to buy more seeds and support labor costs to get the best harvest. She wants to use the profits to build a house.
The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under-served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details