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Sa Em
Sa Em is 56 years old living in the Ponhea Krek district of Cambodia. She is a mother of five children. Two of her daughters still need her support. She and her husband grow rice on a small plot of farmland and plant potatoes on two hectares of leased land; she has been with these businesses for 27 years. To better feed her family, she also works for others for pay while her husband plays a traditional musical instrument during weddings for a fee. Together, they are able to earn around 32,000 KHR per day. She has been with VisionFund for one cycle and completely paid back the past loan, which improved her living condition. Now she is seeking a new loan of 3,000,000 KHR to buy fertilizers for her farmland. In the future, she hopes that the price of potatoes will increased so that she can earn more income for her family’s sake.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,089.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Sa Em to buy fertilizers for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Jun 7, 2012
Jul 10, 2012
Currency Exchange Loss:
Mar 15, 2013