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Josefina is 62 years old and from the community of Talibon, Bohol. She is married and has seven children. Her eldest is 29 years old and her youngest is 18. She is engaged in food vending, which is her main source of livelihood. Josefina usually cooks biko (sweetened glutinous rice, mixed with brown sugar, and usually mashed), budbud (slightly sweet sticky rice wrapped in banana leaves and coconut milk), and suman (a rice cake made from glutinous rice cooked in coconut milk and often steamed in banana leaves).

Josefina wants to increase her production and would like to ask for a loan to buy ingredients like coconut, sugar, and sticky rice. Any income will be used for her family's daily consumption and school fees for her children and grandchildren.

Additional Information

About Community Economic Ventures, Inc.

Community Economic Ventures, Inc. (CEVI), based in Bohol, was awarded the Platinum Award for Transparency in Social Performance Reporting by CGAP. Social performance monitoring is imperative in measuring a microfinance institution’s effectiveness. The fact that CEVI is participating in this process speaks volumes about the organization’s commitment to serving its clients effectively. In addition to providing credit for its clients, CEVI provides savings, insurance, and training through regular cluster group meetings.

You can show your support for CEVI by joining the Friends of CEVI Kiva Lending Team. Learn more by visiting the CEVI website.

About Philippines

  • $7,000
    Average annual income
  • 403
    View loans »
    Philippines Loans Fundraising
  • $70,824,450
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Josefina to buy ingredients like coconut, sugar, and sticky rice.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jul 10, 2012
Currency Exchange Loss:
Dec 18, 2012