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Lutfiniso is 38-year old woman living in a village. She is married and has three children. Her husband works as a taxi driver. For over 11 years, she has been selling women's clothing at a market. She has a wide selection of goods and many clients. She has a good business reputation in the community. Lutfiniso is very punctual and considerate. Lutfiniso has been taking out loans with our organization since 2010. She never breached the loan conditions. She is taking out the present loan in order to expand her business and increase her inventory. She thanks for your support in advance.
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Лутфинисо сельская женщина в возрасте 38 лет.Замужем,имеет 3 детей.Ее муж работает частным таксистом.Лутфинисо более 11 лет занимается продажей женской одежды на рынке.У нее широкий ассортимент товаров женской одежды и очень много клиентов.Лутфинисо очень пунктуальная и отзывчивая.С 2010 года кредитуется в нашей организации.Ни разу не нарушала политику кредитования.Данный кредит берет для расширения бизнеса и увеличение товарооборота.Заранее благодарит за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 248
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Lutfiniso to purchase inventory of women's clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 12, 2012
Currency Exchange Loss:
Dec 15, 2012