A loan of $250 helped to buy bags of rice and sugar, bottles of oil, milk, and other goods to stock her store.


Maria's story

María is 35 years old and a good, kind, charismatic woman. In her group she's known for making payments and being on time. She is the mother of two children, ages 14 and 6, and they live in their own home with her partner, Wagner. They've already had five happy years together. Every day María pushes herself to get her family ahead in life and to give them the best.

Her work consists of selling basic needs items and other goods for daily consumption. She has worked since she was eight years old, helping her mother who also worked at this business. However, since being on her own since age 14, she's had to keep working out of necessity to pay the bills. Since then she has generated her own income, and now she does it for the family she's created.

María's small store is stocked directly by suppliers that come to her house with all their goods, which she puts in an order for. The one exception is fish, which she buys wholesale at the port in the city. The passing of years has taught her that the efforts of her hands leads to progress, and she knows it very well. Before she used to sell in the streets of the city; now she has a store in the main market of the city, and another, complementary space in her home. Through all that she has gained, she still has many dreams, and that's why she hopes that her business will keep growing.

The thing that she likes about her job is that she has time to do a lot of things from her home, and it's going well for her. Even though she says that in months like these commercial demand drops a little, it doesn't discourage her and she continues on.

This is María's first loan with Micofinanzas Prisma. She hopes that it goes well, and that the members of her group give her the opportunity to join in to the rhythm of their work. She hopes that it won't be the first and last loan, but rather than she can keep working together for a long time. Already she thinks it's great that they're giving her a chance to be able to have a larger amount of capital for investment.

With the amount requested (600 PEN), she will buy groceries such as a sack of rice, a sack of sugar, a dozen bottles of oil, and a dozen of small cans of evaporated milk, which totals close to 400 PEN. At the same time, she will designate a portion - approximately 100 PEN daily - for the purchase of fish.

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Translated from Spanish by Kiva volunteer Sophie VH


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