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Mayram M. lives in Vahdat. She is 47 years old. Mayram is married with 4 children. She has a community college degree, she is a qualified child care worker. However, she does not work in this area as its pays very little. Her own children are still young, they are in middle school. So for the last 12 years Mayram has been selling groceries. She has a stall at the local Vahdat market. Locals know that she always has fresh items. She would like to expand her inventory by adding new items. This is why she needs the loan. By expanding her business Mayram will improve the quality of life of her family. She plans to repay the loan in 9 months.

Translated from Russian by Olga Espira, Kiva volunteer.

Мадрахимова Майрам Урунбаевна жительница города Вахдат . Ей 47 лет. Майрам замужем , имеет 4 детей. Образование средне-техническое,по специальности воспитательница . Но по специальности Майрам не работает, так как заработная плата очень маленькая . Прожить на такие деньги очень трудно.Дети Майрам маленькие,они посещают среднюю школу. Поэтому более 12 лет клиентка занимается куплей продажей продуктов питания. Майрам имеет торговую точку на местном рынке города Вахдат. Местные жители знают,что у нее всегда можно приобрести только свежую продукцию .Клиентка хочет увеличить ассортимент своей торговой точки , для чего ей и нужны деньги. Майрам решила взять кредит. Тем самым расширить свой бизнес , улучшить качество жизни своей семьи .Планирует погасить кредит в течении 9 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Mayram add new items to the inventory.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 11, 2008
Jun 6, 2008
Currency Exchange Loss:
May 15, 2009