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Kai's Group
In this Group: Kai, Thoeurn
Kai, aged 31, lives in a rural area of the Sangke district of Battambang province, Cambodia. He and his wife have no children yet. Kai has been planting rice for five years. To better support the family, his wife sells grocery items such as seasonings, soap, eggs, etc. to earn extra income. With the current business, his family can earn approximately KHR 66,700 per day to support their living costs. The main challenge of their business is low crop yields as a result of floods.

Kai has been with VisionFund for one cycle and has successfully paid back the previous loan while the other member of his group has been with VisionFund for two cycles. The previous loan helped Kai with a better living standard. Now he is leading the group to apply for a loan with VisionFund.

As the leader, Kai is going to use his portion to buy fertilizers for rice farming and will use some to buy grocery items to sell. He hopes this loan will enable his family to earn more income to improve their standard of living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 167
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • 4,090.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kai's Group's $475 loan helped a member to buy fertilizers for rice farming and grocery items to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Jul 9, 2012
Currency Exchange Loss:
Jul 17, 2013