A loan of $1,175 helped to buy more seeds, seed multiplication and support labor costs.


Jerome's story

Jerome is married with five children between the ages of 7 and 20. All of the children attend schools. He has been a maize farmer for 6 years and his wife is also a maize farmer. He would like to get this loan to buy more seeds, practice seed multiplication and support labor to get the best harvest. With the profits, he wants to renovate their house and pay school fees for the children. He is holding a Kiva profile form after filling it out.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under-served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details