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Nino is 36 years old. She is married and lives in a small village in the Gurjaani district with her large family: her husband, Zaza, her two children (both attending the local school), her mother-in-law and her husband's aunt, both pensioners. Nino and Zaza earn their living through their agricultural business, in particular, livestock. They have pigs and sell piglets. They are very hardworking people and take good care of their livestock. The family owns a plot of land, where they grow peaches. Nino and Zaza are also busy selling goods. They buy agricultural products from local farmers and sell them on the local open market. The family's total average monthly income is 1,000 GEL.

Nino has requested a loan to purchase two pigs and more agricultural products for selling. She will diversify her assortment of fruits and vegetables and attract new customers, thus expanding her businesses. She will be able to sell more piglets and more products, which will increase the sales from her businesses. These expansions will increase the family's income accordingly. With increased income, Nino and Zaza will be able to repair their house and finance their children's studies.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 28
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD
A loan of $1,825 helped Nino to purchase pigs and agricultural products for selling.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 9, 2012
Currency Exchange Loss:
Aug 8, 2012