A loan of $925 helped to buy and harvest seeds and hire support labor.


Jean De Dieu's story

Jean De Dieu is married, with three children, aged between 5 and 10; all three children attend school. He has been a maize farmer for two years, and his wife is a maize farmer, too. He would like to get this loan to buy and harvest seeds and to pay for support labor to get the best harvest. With the profits, he wants to renovate his house and pay his children's school fees. The agriculture sector accounts for 37% of Rwanda's gross domestic product; generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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