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Ineza is from Badiauri village of Sagarejo District. She is 30 years old, married and lives with her family: husband – Gocha and parents-in-law, who are pensioners. Gocha is a chief cook and gets a salary every month. Her mother-in-law also works, at the village school. Ineza and her father in-law are busy with agricultural activities. They have two milking cows and produce cheese. Part of the cheese is used by the family and the rest is sold locally. The family also owns a vineyard. They work hard during spring and summer seasons to get a good harvest. They pick grapes in autumn, part of which is used for production of wine. They sell the rest of grapes and the wine they have produced in nearby villages. Total average monthly income of the family is 1000 Lari.

Ineza requested a loan for purchasing piglets. She will raise them and sell them in winter. Grown pigs will be sold for a good price. By doing this, she will be able to expand her agricultural business and increase the income of the family accordingly. With the increased income she will be able to improve the living conditions of the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $8,314,800
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Ineza to purchase piglets to raise and sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 9, 2012
Currency Exchange Loss:
Dec 15, 2012