A loan of $1,175 helped to buy more seeds and seed multiplication and to help with support-labor costs.


Odette's story

Odette is married and has four children. She has been a maize farmer for 15 years. Her husband works as a businessman. Odette has applied for a loan to buy more seeds and seed multiplication and to help pay for support labor in order to get the best possible harvest. She plans to use the profits to buy cows for rearing.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details