A loan of $1,100 helped to buy more seeds and seed multiplication and help pay for support-labor costs.


Sylvestre's story

Sylvestre is married with four children between 1 and 14 years; three of the children attend schools. He has been a maize farmer for 10 years; his wife is also a maize farmer. He needs a loan to buy more seeds and seed multiplication and to pay for support-labor to get the best harvest possible. With the profits, he plans to pay for his children's school fees.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details