A loan of $750 helped to buy more seeds, seed multiplication and support labor costs.


Phocas's story

Phocas is married with six children. His wife is also a maize farmer. He has been a maize farmer for 15 years. He would like to get this loan to buy more seeds, seed multiplication (production of seeds for sale or for future planting) and support labor costs to get the best harvest. With the profits, he wants to build a house.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details