A loan of $1,175 helped to buy more seeds, seed multiplication and support labor costs.


Emmanuel's story

Emmanuel is married with no children yet. His wife is also a maize farmer. He has been a maize farmer for 12 years. He would like to get this loan to buy more seeds, seed multiplication (production of seeds for sale or for future planting) and support labor costs to get the best harvest. With the profits, he wants to renovate his house and make savings.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details