A loan of $2,000 helped a member to buy a nail care tool for $100 and use part of the remaining amount to buy hair colorants.


A.n.m.o Group's story

Mariam (3rd from the left) is a 26-year-old married woman and mother of one son. She is the featured borrower of ANMO Group. For four years now, she has been working as a hairdresser, based at home. Besides this service, Mariam also sells women's clothing and handmade handicrafts and decorations.

She got together with the other members of her group, Najah, Oussama, and Amani (from left to right) to apply for a Group loan from Kiva’s Partner, Al Majmoua. Mariam will use the money from the loan to buy a nail care tool for $100 and will use part of the remaining amount to buy hair colorants. She will invest the rest of the loan in printing business cards, brochures, and pricing manuals.

Previously, Mariam suffered from the informality with customers; she was always embarrassed to ask for the right prices from her neighbors and friends, consequently incurring losses in her business. With a fixed pricing manual, Mariam will finally overcome this problem.

With her good reputation in the area, her quality service, and accumulated savings, Mariam seeks to open her own hairdressing salon, independent from home, in the future.

In this group: Najah, Mariam, Amani, Oussama



Loan details


Lenders and lending teams



Loan details