A loan of $1,050 helped to buy more seeds and pay labor costs.


Vincent's story

Vincent is married with seven children between 6 and 21 years old. All of the children attend school. His wife is a maize farmer. He has been a maize farmer for 10 years. He would like to get this loan to buy more seeds, seed multiplication and support labor to get the best harvest. With the profits, he wants to build a house and pay school fees for the children.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details