A loan of $1,500 helped to buy more seeds, in seed multiplication, and to support labor costs.


Alphonse's story

Alphonse is single. He has been a maize farmer for seven years. He would like to get this loan to buy more seeds, for seed multiplication, and to support labor costs to get the best harvest. With the profits, he wants to renovate the house.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details