A loan of $1,100 helped to pay for more seeds, seed multiplication, and support labor.


Perpetue's story

Perpetue is married. She has three children aged between five and fifteen. Two of them attend school. She wants this loan to pay for more seeds, seed multiplication, and support labor to get the best harvest. She plans to use the profits to pay school fees.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


Lenders and lending teams



Loan details