A loan of $1,250 helped to buy more seeds and seed multiplication and pay labor costs.


Dancilla's story

Dancilla is married. She has three children aged between 6 and 16 years. She wants the loan to buy more seeds and seed multiplication and pay labor costs so she can get the best harvest. She plans to use the profits to renovate her house. In the future, she would like to see her agriculture business prospering.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details