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Siwema's Azimio Kichemchem Group
In this Group: Siwema, Veronica, Fatuma, Asha, Rehema, Rehema
Siwema, age 26, is married with 4 children (ages 19, 9, 6, and 2). She has a charcoal business and also sells sarongs from door-to-door. She started this work 3 years ago and sells charcoal and sarongs from 7am to noon daily. In a month, she makes a profit of about $70.

In the past, Siwema has taken 3 loans to increase the stock for her business. She now hopes for a new loan to buy more charcoal and sarongs to sell. She will share this loan with her subgroup, who have businesses dealing in brick production, charcoal, cement, and general items sales.

In the picture, Siwema is standing first on the left.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 49
    View loans »
    Tanzania Loans Fundraising
  • $15,727,250
    Funds lent in using Kiva
  • 1,212.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Siwema's Azimio Kichemchem Group's $2,125 loan helped a member to buy charcoal and sarongs to sell door-to-door.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 3, 2008
Apr 17, 2008
Currency Exchange Loss:
Sep 8, 2008