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Jenneth, age 37, operates a market stall business where she sells vegetables, dried fish, and eggs in the community market. She buys quantities of vegetables and dried fish and sells these per kilo. Her regular customers are her neighbors and members of the local community. She earns a minimum of Php1000 in sales every day.

Jenneth lives in Manila with her husband Jose and their two children. Jenneth and her husband manage their own household while operating the business.

Jenneth is working hard to continually provide income for the family's everyday expenses. To help her continue operations of her business, she is requesting a PhP 40,000 loan. She will be utilizing the loan to buy larger quantities of dried fish, eggs, and vegetables so as to expand her product inventory. She expects a boost in her business income as she invests in this expansion.

Jenneth hopes to be able to expand her business in the near future and eventually to have her own house for the family to live in. She hopes to support her children's schooling up to the college level. She faithfully meets up with her co-fellowship* members to share stories of her work every week and to draw strength and inspiration from the Word of God she studies.

*All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 334
    View loans »
    Philippines Loans Fundraising
  • $70,633,225
    Funds lent in using Kiva
  • 41.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Jenneth to pay for additional stocks of supplies and products needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 8, 2012
Currency Exchange Loss:
Jan 15, 2013