A loan of $1,300 helped to buy trousers, blouses, T-shirts, and children’s clothing.


María Martha's story

The members of the November 4th Communal Bank meet every 15 days in the lowlands of Montecristi, a city that is known for a large diversity of traditional products such as the Panama hats that are famous both within and outside of the country.


It is in this place that one can meet Sra. María. She is 52 years old, married, and has seven grown children. Three of them still live with her. Her husband works occasionally.


María intends to earn her own income and use the money to get ahead since her husband does not have a steady job. She sells clothing of all types and conducts her business by going door-to-door. María also sells from her home. Her husband helps out on the days when he is able, especially whenever she has to go out and collect payments. María extends credit and collects every eight days. She has been in this business for more than four years and has done very well.


This loan will be used to buy more merchandise such as trousers, blouses, T-shirts, and children’s clothing. She has been with the Communal Bank for four years and enjoys being a member because her first loan was used to start her business. Her dreams include continuing with her Communal Bank and improving her business.

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Translated from Spanish by Kiva volunteer Ronan Reodica


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