A loan of $1,200 helped to buy fruits, legumes, and groceries.

Neiba Mariana's story

The members of the November 4th Communal Bank meet every 15 days in the lowlands of Montecristi, a city that is known for a large diversity of traditional products such as the Panama hats that are famous both within and outside of the country.

It is in this place that one can meet Sra. Neiba. She is 38 years old, married, but has no children. Her husband is a merchant.

Neiba is a good wife who helps her husband by contributing to the household expenses. She is taking out a loan so that she can invest in his business of selling fruits and legumes. Neiba says that her husband has a stand at a market in Manta where he works every day from 5am to 4pm. He has been in this business for more than eight years. Neiba also manages a small grocery store from her home so that she can earn some extra money of her own.

This loan will be used to buy fruits, legumes, and groceries to restock her store. She has been with the Communal Bank from the beginning. Neiba is the group treasurer and she enjoys being a member because one of the loans was used to start her business. Her dream is to continue growing her business, which is still very small.

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Translated from Spanish by Kiva volunteer Ronan Reodica

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