A loan of $1,325 helped to buy winter clothes for her business in order to take advantage of this busy season.


Jenny Ines's story

Inés, age 33, lives in her own house with her two minor children. Inés is a hard working, selfless mother with a strong desire to get ahead. Indeed, she has recently finished repaying a loan to Kiva borrowers earlier than the deadline. That loan helped her to purchase goods she sells ahead of the holiday season to take advantage of increasing demand, and this was a success. A year after, she is looking to continue to implement a similar strategy as the winter comes to Peru.

She lives in an urban, developing community belonging to Chiclayo District. Inés has been a street vendor of women’s clothing for the last eight years. Every Sunday she heads out to the outside of a popular market located half an hour from her house where most of her sales take place. She’s managed to win over a base of regular customers who pay her in cash.

Inés is asking Edpyme Alternativa for a 3500 soles loan to invest in her business. She wants to take advantage of the change in season and again of the national holidays to increase sales and to renew her stock merchandise. She believes offering winter clothes is the way forward and wants to increase the range of winter clothes offered to her clients.

Inés is one of this institution’s most faithful clients and she has an excellent credit history. She has always repaid her loans punctually.


Loan details


Lenders and lending teams



Loan details