Gladys is a merchant. She has a grocery store where she sells basic grains, dairy products, soft-drinks, chicken and meat. She’s married and her husband has his own business manufacturing French-style glass windows, Venetian blinds, glass doors and shower enclosures. She has two minor, school-age children.
She needs the money to invest in her sales. These loans have helped her much both in her personal and her family life since she used to be a housewife and now she has her own business which is another source of income for her family unit.
La Sra. Gladys es comerciante tiene una pulpería la cual vende granos básicos, productos lácteos, gaseosa, pollo, carne, es casada su esposo tiene su propio negocio elabora ventanas de vidrio estilo francesa, ventana de persianas, puertas de vidrio y puerta para baños, tiene dos hijos menores de edad en edad escolar, el dinero lo solicito para invertirlo en su venta, estos créditos le han ayudado de mucho en su vida personal y familiar ya que antes ella era ama de casa ahora tiene su propio negocio ya es otro ingreso para el núcleo familiar.
This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.