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Teresa’s a member of the “Rubí” (Ruby) communal bank. She’s 54-years-old, a widow and mother of five children. She’s been a member of FINCA Perú for more than ten years. She has a store where she sells vehicle lubricants.

In the time she’s been a member of the institution she learned to save and taught all her children to do so too. Now, she feels satisfied for all she’s accomplished. She enjoys attending meetings of her communal bank and she says that she’s punctual and responsible thanks to the training she gets there that she thinks is very important both for her business and for her family. She will use the loan she’s requesting to buy lubricants for vehicle motors like ‘hidrolina,’ among others.
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Teresa es socia del Banco Comunal Rubí y tiene 54 años de edad, es viuda y madre de 5 hijos. Es socia de FINCA Perú hace más de 10 años y tiene una tienda donde se dedica a la venta de lubricantes para vehículos. En todo el tiempo que pertenece a la institución ella aprendió a ahorrar y eso le transmitió a todos sus hijos, ahora se siente satisfecha por todo lo que a logrado, le gusta asistir a las reuniones de su Banco Comunal donde dice es puntual y responsable gracias a las capacitaciones que allí recibe, considera que son muy importantes para su negocio y su familia. El préstamo que solicita lo invertirá en la compra de lubricantes para vehículos como aceite de motor, hidrolina entre otros.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 43
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD