A loan of $350 helped to buy bags, clothes, and women's accessories.

Adalgisa's story

Adalgisa, 53 years old, is a married woman with three children who are between 25 and 35 years old. She lives with her family in Malambo, located on the west bank of the Magdalena River. This is one of five towns that form the metropolitan area of Barranquilla, a city about 20 minutes away. There, Adalgisa makes a living by selling various merchandise, especially cosmetic products, which she promotes through specialized guides. She is a member of a business that supplies her catalog to sell her items. Initially, she began helping her friends to sell and six years ago, when she had a good experience, she decided to generate her own family income by making a living through this commercial activity.

Since she has been doing well for three years, she makes her orders directly to the magazine and does not need intermediaries because her business has grown. Adalgisa has had the opportunity to meet many people through her business, whom also request other products that she doesn't have in her catalog. Therefore, she buys them from independent service providers and has been able to establish good business relationships by buying clothes, bags, shoes, etc. In transactions, she asks for 50% of the total when she delivers the product and the balance is paid 15 days later.

Currently, she is applying for a Kiva loan. She learned about this organization through a friend in town. This is her first loan through Fundación Mario Santo Domingo. With the loan, she will buy bags, clothes, and women's accessories because she has advance orders made by her clients. She also wants to have sufficient working capital to complete these orders by discount shopping so she can offer a good price and have loyal customers.

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Translated from Spanish by Kiva volunteer Amy Polenske

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