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Therese is a 43-year-old woman. She has three children, ages 8 to 18, who currently attend school.

For the past 17 months already, she has been managing a small grocery store, where she sells items her neighbors need for breakfast, candy and other essential items, near her house. Thanks to a good experience in this field of business (small retail), she has attracted a loyal group of customers.

She is requesting this loan to boost her stock of merchandise (several pallets of mineral water, cartons of soap and cans of oil) in order to meet the needs of an increasing number of customers.

With more products to sell, she will be able to increase her profits, expand her business, and take care of her needs as well as those of her family.
Therese est une femme de 43 ans, mere de trois enfants dont l'age varie entre 8 et 18 ans. Ses trois enfants vont actuellement a l'ecole. Therese a une alimentation (petit commerce general)dans laquelle elle commercialise le necessaire pour le petit déjeuné de ses voisin, les friandises, et les petits produits de première necessité pres de son domicile qu'elle gere depuis 17 mois deja. Elle a aquise et fidelise une clientele grace a sa bonne experience dans ce domaine de commercialisation de produit de consommation courante. Elle solicite ce credit pour augmenter son stock de marchandise(palettes d'eau minérale, cartons de savon, huile), afin de satisfaire sa clientele de plus en plus grandissante. Ceci lui permettra d'augmenter ses benefices qui l'aideront a grandir son activite en achetant plus de produits et en subvenant a ces besoins et ceux de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 1
    View loans »
    Cameroon Loans Fundraising
  • $1,302,675
    Funds lent in using Kiva
  • 520.8
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Therese to buy several pallets of mineral water, cartons of soap and cans of oil.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 27, 2012
Jul 6, 2012
Currency Exchange Loss:
May 17, 2013