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Michelle is 30 years old with three children who are in school. She works very hard to provide for them. Michelle runs a general store in the Philippines and has been in this business for 10 years. She sells a variety of items such as sugar, canned goods, egg, noodles, spices, etc.

Michelle has requested a PHP 25000 loan through NWTF to buy additional stock for her store.

In the future Michelle would like to save enough, to provide a secure financial stability of her family.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 404
    View loans »
    Philippines Loans Fundraising
  • $70,824,450
    Funds lent in using Kiva
  • 41.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Michelle buy additional stock to sell at her store.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 8, 2012
Currency Exchange Loss:
Oct 15, 2012