A loan of $1,350 helped to cover the costs of his house repair.

Batdelger's story

Mr. Batdelger, 29, is a driver and works as a truck driver in the blacksmith factory. He lives with his wife and his three children in Darkhan, the second largest city in Mongolia. Before he was a herder and used to herd sheep, horse and cows in the countryside. But his family moved to the city due to the heavy freezes of consecutive years in Mongolia. His family owns an old house and small land plot in the ger district. A ger is a Mongolian nomadic tent. Since his house was built, it never had any complete repair or renovations. Currently it looses a lot of heat through the old floor, ceiling and entrance hall. This is why he has decided to make repairs and insulate them. He totally hopes that his cost for coal fuel will be cut after the repair.

Although Mongolia has the lowest population density in the world, it is one of the most polluted countries in the world. This is due to the long and cold winters where temperatures frequently go below -40C (-40F) even in the cities. Also, in winter, many parts of the country are extremely cold and are known to have snow storms. Both homes and nomadic tents burn a lot of fuel and emit huge amounts of pollution every night from families just trying to stay warm. As well, the extremely toxic smoke from the cars is one of main reason of Mongolian hard air pollution. In response to this, Credit Mongol offers Green Loans to their clients to make home improvements that reduce heat loss, improve heating systems and buy the cars on the natural gas. We believe that together we can decrease pollution and the harmful effects it has on the environment and Mongolians' health. The loan he is taking will used to cover the costs for his house repair.

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