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Update on Svetlana

Svetlana used her prior loan to increase her product inventory, thanks to which she earned extra profits and was able to take better care of her family.

This time Svetlana is asking for a loan of 20,000 Hryvnia to purchase summer products - light women's dresses, sleeveless dresses, tshirts, etc. Svetlana is well versed in women's clothing and always serves her customers remarkably. This is the key to the success of her business. Svetlana dreams of opening a small store of her own that sells women's clothing.

Svetlana exercises and is in excellent physical shape. This helps her in her personal life and in her business.
View original language description ↓
Светлана использовала предыдущий кредит для увеличения торгового оборота, благодаря чему она получила дополнительную прибыль и смогла лучше позаботиться о своей семье.

В этот раз Светлана просит предоставить ей кредит в размере 20,000 гривен для закупки летнего товара - женских легких платьев, сарафанов, футболок, пр. Светлана прекрасно разбирается в женской одежде и всегда замечательно обслуживает своих клиентов. Это является залогом успеха ее бизнеса. Светлана мечтает открыть небольшой собственный магазин по продаже женской одежды.

Светлана занимается спортом и поддерживает прекрасную физическую форму. Это помогает ей как в личной жизни, так и в бизнесе.

Previous Loan Details

Svetlana is married and has two children. She sells women's clothing at the central market in Belaya Tserkov town. Svetlana has been in this business for 5 years. She is a very lively, enthusiastic and hard working person. She has good knowledge of her products and provides great client service. ... More from Svetlana's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 10
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,475 helped Svetlana to purchase seasonal products - dresses and tshirts.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 9, 2012
Currency Exchange Loss:
Nov 15, 2012