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Chum, 37, is a single parent who lives with her only child in Baray district of Kompong Tom province. In her yard, Chum built a wooden piggery where she installed piglets to fatten. She can generate a good income after 4 to 5 month of raising the pigs. She sells them to local traders. However, the primary business of the family is rice husbandry. Chum owns a few pieces of land, on which she plants rice in both seasons of the year. Also, she has her child to help her in the two businesses.

Chum wants to earn a consistent income for her child’s education. In this regard, she has applied for a loan of KHR 800,000 to purchase seeds, fertilizers and pesticides for growing her dry-season rice. She hopes that lenders will continually help her through the loan for the improvements of her business. She believes that she will have a good harvest in the coming crop season.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 108
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • 4,099.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Chum to purchase seeds, fertilizers and pesticides for growing her dry-season rice.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jul 8, 2012
Currency Exchange Loss:
May 25, 2013