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Lucia Wilma

Update on Lucia Wilma

Lucia, 28, is married and has a five-year-old son. She sells milk since she has dairy cows. She lives in the Coqueni zone and is a longstanding client of the institution.

Lucia will use this loan to buy forage for her cattle. The reason for requesting the loan is that she does not have any money and she needs to feed her cows well so that they will produce good amounts of milk and she can improve her income this way.

She will use the money to buy corn husks for her cows. The business challenge Lucia faces is that she has to buy forage every so often and she’ll use profits to improve her cattle. She dreams with buying more dairy cows.
View original language description ↓
La Sra. Lucia tiene 28 años y es casada con 1 hijo de la edad de cinco años, se dedica a la venta de leche ya que tiene ganado vacuno, ella vive en la zona de Coqueni, es cliente antigua de la institución, Lucia utilizara este préstamo para la compra de forraje para su ganado, Su razón para solicitar este préstamo es no tiene dinero y necesita alimentar bien a su ganado para que le proporcione buena cantidad de leche y así de esta manera mejorar sus ingresos económicos, el dinero lo utilizara en la compra de chala para sus vacas, Lucia enfrenta retos en su negocio que son el forraje que debe comprar cada cierto tiempo, y utilizara los beneficios mejorar su ganado, sueña comprar otras vacas lecheras.

Previous Loan Details

Lucia is 27 years old and is married with a four-year-old son. She sells milk, since she has cattle. She lives in the Coqueni area and is a long-standing client of the institution. Lucia will use this loan to buy feed for her livestock. Her reason for requesting this loan is that she doesn't have... More from Lucia Wilma's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 145
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Lucia Wilma to buy corn husks for her cows.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jul 11, 2012
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Lucia Wilma. It was first posted on Kiva on Mar, 2012. Learn More