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Volver A Empezar I Group
In this Group: Francisca, Lidia , Sandra Candelaria, Hilda , Patricia Lourdes , Gimena Lucero, Teresa , Maria Eugenia, Beatriz
The communal bank "Volver a Empesar I" began its second cycle with Pro Mujer as part of the Los Andes Focal Center. It is made up of nine members and is headed by a board with Francisca as president. The businesses that members of the communal association are in are varied, and among them are: vegetable sales, cafeteria services, silk-screen printing, meat sales, juice sales, sale of plastics, sundries, hardware items, and toy sales.

Francisca indicates that she joined Pro Mujer a year and a half ago, at an invitation from a friend who is a member of the institution. Currently she has a business making and selling clothing, she has been knitting textiles for five years and later selling them at the city street markets.

The loan that she is taking out now is to improve her products (to buy a knitting machine) which she will buy from the distributors in the city of El Alto and later she will create and sell her work at her business site every afternoon. This form of work permits her to generate resources in order to support, however is possible, her family as she lives with her partner and two children.

When asked what she likes about Pro Mujer, she replied that she likes all the services that the institution offers.

In the photograph we can see Beatriz’s cousin, who is in the background, with white hair. She wanted to accompany her cousin and the group.
View original language description ↓
La A.C. “VOLVER A EMPESAR” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Francisca es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de verduras, servicios de cafetería, serigrafía, venta de carne, venta de jugos, venta de plásticos, artículos varios, tienda de ferretería, venta de juguetes.

La señora Francisca, indica que hace año y medio que integra Pro Mujer, ingresando por invitación de una amiga que en la actualidad es socia de nuestra institución. En la actualidad ella tiene un negocio elaboración y venta de ropa, ella cuenta que realiza los tejidos desde hace cinco años atrás y posteriormente lo vende en las ferias de la ciudad.

El crédito que ahora sacará es para la mejoramiento de sus productos (compra de máquina de tejer) mismo que comprará de las distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo venderá en su espacio de venta todas las tardes. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene dos hijos.

Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta todo el servicio que se da en la institución.

En la fotografía observamos a la prima de la señora Beatriz, que se encuentra en el fondo, misma que se caracteriza por tener cabello blanco, ella quizo acompañar a su prima y al grupo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 136
    View loans »
    Bolivia Loans Fundraising
  • $36,366,400
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Volver A Empezar I Group's $4,875 loan helped a member to buy a knitting machine.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Jul 10, 2012
Currency Exchange Loss:
Jan 15, 2013