Sadika is from a small village, Čubrić, near the town of Banovići. She is divorced and she has 3 children ranging from 15-27 years old. She has a full-time job and she works at a coal mine. Her monthly salary is 400 KM (about US$ 320). This is her first loan at MCO WWI in the amount of US$ 825. Sadika is going to buy feed for her goats which represent her additional source of income. She will also buy compost and seeds for sowing. She wants to increase income for her children and herself.