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Fedor is a village farmer who has been cultivating sweet peppers, raspberries and potatoes for the last three years. His children help him in this business. His oldest son is nineteen years old and he is studying to be a musician at the university. His younger son goes to school, he is fifteen years old.

Earlier Fedor used to grow parsley and dill in the greenhouse. To increase the yield it was decided to purchase agro fiber, film and drip irrigation. In the future Fedor plans to install two greenhouses as well as to increase the area for planting raspberries and garlic.
View original language description ↓
На протяжении 3-х лет сельский фермер Федор занимается выращиванием сладкого перца, малины и картофеля.
По хозяйству ему помогают двое детей. Старшему сыну 19 лет, он учится в университете на музыканта. Младший сын учится в школе, ему 15 лет.
Ранее Федор занимался выращиванием петрушки и укропа в теплицах.
Для повышения урожая было принято решение приобрести агро волокно, пленку и систему капельного полива.
На будущее в планах Федора - поставить еще две теплицы, а также увеличить площади под посадку малины и чеснока.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,175 helped Fedor to purchase farming equipment.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 11, 2012
Jul 9, 2012
Currency Exchange Loss:
Nov 14, 2014