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Nver is a farmer from Tatev village, Armenia. He runs a farm where he raises cows, sheep, and hens. He also grows apple, walnut, and pear trees and cultivates potatoes and beans. Despite such a variety of agricultural activities, the main income Nver receives from the cattle by selling meat, milk, and other agricultural products. Therefore, Nver would like to purchase more cattle and increase his income. With the requested loan amount, he plans to purchase five calves. Such development of cattle husbandry will provide additional income for Nver and his family.

Nver lives with his wife, two daughters (14 and 7 years old), 12-year-old son, and pensioner mother. Nver's wife and mother support him with agriculture. Nver wishes to provide access to higher education for his children in the future. Current development of agriculture is important for him to have a good background to make his dream come true.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 131
    View loans »
    Armenia Loans Fundraising
  • $16,765,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Nver to pay for five calves.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 5, 2012
Jul 7, 2012
Currency Exchange Loss:
Jul 17, 2015