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Tak is a resident living in a suburban area about 15 km from Phnom Penh city. She is 67 years old and a widowed woman who is responsible for two children. They are both married and live independently. Tak, even at her age, still works hard to generate income for her livelihood. She has been rice farming for ages and earns approximately $5.00 US per day. Tak has some of her children help her with the business in the rainy season.

Tak would like to purchase an additional cow for her farm but, due to shortage of funds, she is asking for a loan of $700 US through HKL. She believes that it will help her achieve a good outcome for her business. Also, Tak will keep this cow for breeding purposes so she can increase her yield and income in the following years.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 143
    View loans »
    Cambodia Loans Fundraising
  • $39,838,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Tak to purchase a cow for farm work.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 7, 2012
Currency Exchange Loss:
Jul 24, 2013