A loan of $350 helped to pay for additional stock of decorative plastic flowers and plants needed in her business.

Elsa's story

This is Elsa, 56, a resident of Intramuros in Manila. She is married to Manuel, a traffic enforcer. She, together with her husband, manages their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Elsa operates a buy and sell business. What she basically does is buy general merchandise from wholesalers and sell it, making a little profit. Her products are decorative plastic flowers, plants, and other products of the like. Customers are attracted to buy due to the low selling prices and the many options she offers. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine pesos (PHP) in sales every day.

To help her continue operating her business, she is requesting a loan of 14,000 PHP. She will be utilizing the loan to buy more decorative plastic flowers and plants to expand her product inventory. She expects a boost in her business income as she expands her business.

Elsa hopes to expand soon. She dreams of being able to give her family a good future through all her hard work on her business. She also dreams of having her own house and lot someday. She faithfully meets up with her co-fellowship members to share stories of her work every week. At these meetings, she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners and clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay back microfinance loans.

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