A loan of $4,800 helped a member to improve her work area and buy an overlock sewing machine.

Farida's Group's story

Farida is a 49-year-old married Iraqi woman. With limited career options due to cultural restrictions and domestic constraints, Farida is one of the many Iraqi women who are working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has five years' experience with the little business activity and would like to improve her work area and buy an overlock sewing machine to provide her customers with improved quality of work and a better variety of services. To be able to make these purchases, she took a loan from Relief International - Microfinance Iraq.

Relief International - Microfinance Iraq offers group loans for clients unable to provide a guarantor and thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers have been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support of Iraqi borrowers.

In this group: Farida, Kazhal, Shahen

Loan details

Lenders and lending teams

Loan details