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Gulzada was born into a large farming family. She was the youngest daughter and, hence, devoted a lot of time to household duties. Because her older sisters and brother got married and separated from the parents, she was involved in household and farming work. After finishing school, Gulzada was accepted to a university and came back to her native village after her graduation, where she got married. Her oldest daughter was born in 1990 and then three sons. The family needs increased with its growing size. In order to feed and provide her children with all necessities, Gulzada started to go to a market to sell vegetables and fruits. Parallel to this, Gulzada and her husband have already started their own business of breeding livestock by initially buying a dairy cow for producing milk. With this successful start, Gulzada was able to buy bulls, and the business grew due to the addition of offspring. With time, having sold some of the livestock, Gulzada was able to buy a house and a car for her family. At the present time, she and her husband are fully involved in animal husbandry. Today, their business contains three bulls and two rams. In order to further develop her business, Gulzada requested a loan in the amount of 100,000 som (KGS) from the "Bai-Tushum and Partners" company to buy additional livestock. Gulzada's oldest daughter is attending a Police School, and Gulzada's plans are to increase livestock headcount in order to be able to educate her younger sons as well.
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Гулзада родилась в многодетной простой семье скотника. Она была младшей дочерью, и поэтому большую часть времени посвящала домашним хлопотам: так как старшие сестры вышли замуж, братья женились и отделились от родителей, занималась домашней работой и небольшим хозяйством. По окончании школы Гулзада поступила в ВУЗ и отучившись, приехала в родное село, где вышла замуж. 1990 году в семье Гулзады родилась старшая дочка, а затем и трое сыновей. С увеличением состава семьи, росли потребности и нужды. Чтобы прокормить и обеспечить всем необходимым своих детей, Гулзада начала выходить на рынок торговать овощами и фруктами.
Параллельно, на дому уже вместе с мужем Гулзада начала свой бизнес в разведении скота, купив для начала дойную корову для получения молока. Успешно положив начало, Гулзада смогла купить бычков - хозяйство разрасталось за счет приплода скота. Со временем, продав часть скота, Гулзада смогла купить дом и машину для семьи. В данное время Гулзада с мужем полностью заняты животноводством – на сегодня в хозяйстве Гулзады имеется 3 бычка и 2 барана. В целях дальнейшего развития своего бизнеса, Гулзада обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку дополнительных голов скота. Старшая дочь Гульзады учится в Школе милиции, и в планах Гулзады - увеличение поголовья скота, чтоб иметь возможность определить на учебу и младших сыновей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,879,225
    Funds lent in using Kiva
  • 47.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Gulzada to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2012
Jul 9, 2012
Currency Exchange Loss:
Jun 17, 2013