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This is 35-year-old Zainab. She is married and has two children aged 14 and 9 years.

In 1992, Zainab established her business selling grocery items like onions, salt, and oil. She began her business because she wanted to assist her husband in solving some domestic problems. Working seven days a week and 10 hours a day, she earns about 1,500,000 SLL every month from this business. She would like a loan in the amount of 6,000,000 SLL. Zainab has already received and successfully repaid her first loan, and now requires a new loan in order to buy enough stock to meet the present competition in the market.

In the future, Zainab plans to erect a big shop and start selling wholesale. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,330.4
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Zainab to buy enough stock to meet the present competition in the market.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 6, 2012
Jul 6, 2012
Currency Exchange Loss:
May 17, 2013