A loan of $2,875 helped to purchase forage.


Zamira's story

Zamira is 44 years old, and has four children. She is employed as a cook in the local hospital, where she works until 2 pm. As a second source of income for her family, she has been working in animal husbandry for 13 years — she started this business with practically nothing. Thanks to Zamira's hard work, her business now has 2 cows, a calf, and 8 sheep and goats. Monthly profits from the business are about 12,000 soms (KGS). Last winter was very cold and long, which resulted in livetock losses and a large increase in the cost of feed. So Zamira has decided to make a purchase a load of feed and hay, establishing a reserve as insurance against the risk of seasonal price increases. With this goal, Zamira has come to Bai Tushum & Partners for a loan in the amount of 135,000 soms (KGS). Zamira will invest the income from the loan into paying for her older son's education, and subsequently, into developing her business.

Translated from Russian by Kiva volunteer Peter and Lynne Weil



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