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Benkadi 3 Group
In this Group: Karia , Rokia , Rokia , Sitan , Fanta , Aramata , Sanata , Chatan, Biba, N’Yere
The 10 members of the Benkadi 3 group are married women with an average age of 33, on average 4 children, and who all live in traditional family settings in Sirakele, one of the villages in Koutiala, the 3rd administrative region of Mali. They are working with the Soro Yiriwaso microfinance institution in order to be able to carry out their farming activities during the rainy season. This is their 7th loan with the institution. The previous loans have been properly repaid.

Rokia, crouching on the right of the picture, carrying an adz and seeds, farms groundnuts and corn. She plans to use her loan to buy agricultural inputs, seeds and small agricultural equipment, and to pay the labour costs for the cultivation of one hectare of farmland. After the harvest, the produce will be sold in her village and at the Koutiala market, to a customer base composed of men and women. She expects to make an average profit of 160 000 francs per crop cycle. This profit will allow her to repay her loan and to support her husband with the daily living expenses.
Les 10 membres du groupe Benkadi 3 sont des femmes mariées ayant une moyenne d’âge de 33 ans, 4 enfants et vivant toutes dans des familles traditionnelles à Sirakele, un des villages de Koutiala, 3ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur septième prêt avec l’institution, les prêts passés ont été bien remboursés.
La spéculation cultivée est l’arachide et le maïs avec Rokia, accroupie à droite sur la photo avec sa daba et sa semence.
Avec son prêt, elle compte acheter des intrants, des semences, des petits matériels agricoles et payer les frais de labour pour entretenir 1 hectare.
La production sera vendue au niveau du village et au marché de Koutiala, après la récolte, à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice moyen de 160.000FCFA en fin de campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 51
    View loans »
    Mali Loans Fundraising
  • $12,694,550
    Funds lent in using Kiva
  • 519.7
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Benkadi 3 Group's $1,700 loan helped a member to pay labour costs and buy agricultural inputs, small equipment and seeds.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jun 22, 2012
Aug 1, 2012
Currency Exchange Loss:
Mar 15, 2013