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Najmidin is a young fellow of 25, married, and has two children. He is a painter. Najmidin is a very happy and cheerful person. The house he lives in is in very poor condition. For a long time he has wanted to make repairs, but he could never save enough money because everything he earns goes to taking care of his family. After consulting with his family, he decided to apply for a loan. He wants to use the loan to buy building materials, make repairs to his house, and create a bit of comfort for his children. He thanks you for your financial support.
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Нажмидин молодой парень в возрасте 25 лет , женат, имеет двоих детей. Он маляр. Нажмиддин очень веселый и жизнерадостный человек.Дом где он живет очень в плохом состояние.Он давно хочет сделать ремонт но никак не может накопить денег потому что все что он зарабатывает все уходит на семейные нужды.Посоветовавший с семьей он решил взять кредит.На полученный кредит он хочет купить строительные материалы, сделать ремонт в своем доме и создать немного комфорта для своих детей.Благодарит за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,300 helped Najmidin to buy building materials.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jul 7, 2012
Currency Exchange Loss:
Aug 6, 2012