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Para Janet Group
In this Group: Janet, Eva, Agnes, Beatrice, Elizabeth
Para Janet is a group made up of 5 women with the average age of 44 years and average number of children of 2. Three are married and the rest are not. They are into the sale of stationery, silver products and provisions. They buy their goods from the central market and sell in their community. They are in their fourth loan cycle.

Janet is a 50-year-old married women with 1 child. Her husband works with the Ministry of Agriculture in Ghana while the daughter is in high school. She sells cooking utensils and silver products. She buys from the central market in Accra and supplies to customers in Teshie. She need this loan to be able to meet customer demand. She makes a profit of 100 GHS monthly.

She needs an amount of 700 GHS to be able to expand her business.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 21
    View loans »
    Ghana Loans Fundraising
  • $12,624,300
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Para Janet Group's $1,425 loan helped a member to buy silver bowls, sliver pans and cups to supply to customers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 15, 2012
Jul 6, 2012
Currency Exchange Loss:
Mar 15, 2013