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Born around 1966 in Ouidah in the Atlantique department, southern Benin, Mrs Virginie B. is married and the mother of four children. The children are cared for by both parents. She sells bags of coal at retail and wholesale. Having run this business for about 20 years, Mrs B. has a great deal of experience in the field. Working in a very competitive sector and lacking the means with which to meet demand, she is requesting this loan to expand her business activities as well as satisfy the ever-growing demand of her customers.

Translated from French by Sarah Llewellyn, Kiva Volunteer.

Née vers les années 1966 à OUIDAH dans le département de l'ATLANTIQUE au sud du BENIN, dame B. Virginie est mariée et mère de 4 enfants. Les enfants sont à la charge des deux géniteurs. Elle est une revendeuse en détail comme en gros de sacs de charbon. Exerçant cette activité depuis une vingtaine d’années, dame B. Virginie est dotée d’une grande expérience dans ce domaine. Opérant dans un secteur concurrentiel et les moyens insuffisants pour répondre favorablement à la demande, elle sollicite ce prêt pour étendre son secteur d’activités et aussi pour satisfaire la demande sans cesse croissante de sa clientèle.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 417.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Virginie to buy 50 bags of coal.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2008
Apr 17, 2008
Currency Exchange Loss:
Jun 15, 2009